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2026 Fannie Mae & Freddie Mac Condominium Guideline Changes Affecting Condo Boards, Managing Agents, Sponsors & Sellers.

Fannie Mae and Freddie Mac released significant updates to condominium lending and project‑eligibility standards on March 18, 2026. Several of these changes directly impact condominium governance, budgeting, insurance requirements, reserve study obligations, and will impact disclosures in Offering Plans. Mandatory Increase in Annual Reserve Contributions (Effective January 4, 2027) Fannie…